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Travelling, whether on business or leisure, exposes you to a wide variety of risks: lost baggage, personal accidents, lost passports, even hospitalisation in unfamiliar locations. TATA-AIG with “AIG Assist” network services more than 1 million travellers each year. When you purchase Tata AIG’s travel insurance you may access these services through a multilingual staff that is familiar with local conditions and systems. Our Travel Protection products are high on service excellence, worldwide coverage and value for money.
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Tata AIG Travel Guard services include
- Medical Emergency Assistance
- Baggage Claim
- Direct Settlement for in-Hospital Medical Expenses Abroad (Subject to policy terms and conditions and sub limits)
- Medical Evacuation & Repatriation
- Loss of Passport Assistance
Also inclusive of Worldwide Assistance Services
- Medical services provider referral.
- Arrangement of Hospital admissions.
- Monitoring of Medical Condition during Hospitalization.
- Arrangement of Emergency Medical Evacuation.
- Arrangement of Medical Repatriation.
- Lost Luggage assistance.
- Lost travel documents assistance.
- Emergency Travel Services.
- Emergency Message Transmission Services.
- Embassy Referral Services.
- Claim Procedures Information Services.
24 Hours Emergency Assistance Service
Tat-AIG Emergency Assistance Service is available 24 hours a day, 365 days a year, across the globe to all travellers insured under this policy. All you need to do is call the number on the Emergency Assistance Card provided along with your policy. Don’t forget to carry this pocket-size card with you wherever you go.
Unique Features
* Coverage of Medical Expenses: Travel Guard takes care of your medical expenses due to accident and sickness while traveling so that you can concentrate on better things like enjoying the holiday.
* Checked Baggage Loss: Compensation for the loss of checked in baggage.
* Baggage delay: Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival of checked in baggage, whilst overseas.
* Loss of Passport: Compensation for expenses incurred in obtaining a duplicate or new passport.
* Personal Liability: Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
* Hijacking: In an unfortunate event of your common carrier in which you are travelling; being hijacked, this product will pay a distress allowance to you.
* In-hospital Indemnity: Travel Guard pays a Daily benefit for each day you are an inpatient in a hospital due to injury or sickness.
* Trip Delay: Reimbursement of additional expenses occurred due to trip delay (only if the trip has been delayed for more than 12 hours).
* Personal Accident: TravelGuard? gives you worldwide coverage against Accidental Death and Dismemberment while you’re abroad anywhere in the world.
* Sickness Dental Relief: The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies.
* TATA AIG Travelguard Gold plan is recommended for persons between 56 - 70 years.
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Assistance Services
* AIG Assist (US & Canada) and ISOS (Rest of World) are available round the clock for any assistance
* Pre-departure services - information about foreign locations, passport / visa requirements, immunization requirements etc
* Emergency Travel Agency - provides with 24 hour travel agency service for airline and hotel reservations.
* Medical Assistance - Assistance service in contacting the medical facility where you are located and determine the next course of action. Assistance company will also recommend or assist in securing the availability of services of local Physician and arranging medical services.
* Medical Evacuation & Repatriation - In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of your condition. Travel Guard also provides for repatriation of remains in case of unfortunate death of the insured while overseas.
* Lost travel documents assistance
* Emergency Message transmission services
Embassy referral services
Claims procedures Information services
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