Schengen VISA Insurance for Europe

Intro - What is Schengen VISA and Why do you need it?

Insurance I Opener - A Schengen visa, also known as VISA for Europe is a visa issued under the terms of the Schengen treaty. A common Schengen visa allows tourists or other visitors access to the area. Holders of residence permits to a Schengen state enjoy the freedom of travel to other Schengen states for a period of up to three months. Schengen Visa Insurance has been made convenient with the Schengen Visa. However Schengen visa countries require visitors to have health insurance coverage. Schengen travel insurance requirements are specified by the consulates.

All the participating Countries for Schengen VISA

Schengen Visa Insurance common visa allows you to travel to total of 25 Schengen countries including 22 European Union states viz. Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Slovakia, Slovenia, Spain, and Sweden and three non-EU members (Iceland, Norway and Liechtenstein), are bound to the full set of rules in the Schengen Agreement (as amended), and have fully implemented its provisions so far.

Why Schengen VISA Insurance ?

The Schengen Visa has made traveling between its 22 European Union member & 3 non-European Union member countries much easier and less bureaucratic. Traveling on a Schengen Visa means that the visa holder can travel to any (or all) member countries using one single visa, thus avoiding the hassle and expense of obtaining individual visas for each country. This is particularly beneficial for persons who wish to visit several European countries on the same trip. The Schengen visa is a “visitor visa”. It is issued to citizens of countries who are required to obtain a visa before entering Europe. Since June of 2004, travelers who are subject to the visa requirement to stay or transit in one or several Schengen countries must demonstrate, in support of their visa application that they are in possession of adequate and valid travel insurance. In other words, without travel insurance, the visa will not be issued.

 Schengen visa insurance requirements

Medical insurance for the Schengen visa must meet the following requirements: Medical Insurance coverage of at least $37,500/-

 Two different Schengen visas require travel insurance

1. The transit visa is issued to entitle travelers who are going from one outside State to another outside State to pass through the territories of the Schengen states.

2. The short-stay visa as noted above, is the most common Schengen visa, issued for purposes of tourism, business, family or private visit or to get married.

 Schengen VISA Norms

Requirements while applying for the Schengen Visa:

• 2 application forms (completely filled in) with photograph.
• valid passport (validity must extend until at least 3 months after the end of the planned journey).
• copy of itinerary with confirmed reservation, airline ticket to be presented prior to issuance of visa.
• proof of sufficient means of support e.g. bank statements, proof of income or an invitation letter and sponsorship declaration from your relatives / friends in a Schengen country.
• Letter from your company giving details about your business trip.
• proof of health insurance cover for your stay in the Schengen area to be presented prior to issuance of visa.
• visa fees (please contact the Embassy or Consulate where the application is to be lodged).
• Minors traveling by themselves or with only one custodian need to contact the respective Embassy or Consulate for further requirements.

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by

Madhura Sahasrabuddhe

Mumbai