On Friday, HDFC Standard Life launched its second health insurance product - 'SurgiCare', aimed at providing timely financial (fixed lump sum) support to policy holders in case of medical surgeries.

The policy covers an individual against 82 surgical procedures and includes an assured lump sum benefit, irrespective of actual medical cost incurred.

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The policy comes with a hospitalisation cash benefit option, providing additional financial security to the insured during the period of hospitalization. The initial sum assured chosen by the customer automatically increases by five per cent every policy year.

HDFC SurgiCare offers premium payment options (monthly, half-yearly and annually) and offers a premium discount of 35 per cent to policy holders opting for cover in excess of Rs two lakh.

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