Recently A WHO official said that the swine flu pandemic had become "unstoppable". More than 90,000 swine flu cases have been reported worldwide, including 429 deaths, the most recent WHO numbers from last week show.

But don’t panic, Swine Flu is also treated as any other illness as far as travel insurance is concerned. If you find yourself in the wrong side and get swine flu while on holiday, some policies can cover the cost of medical treatment abroad. Even, if you are diagnosed with swine flu before you go on holiday and you need to cancel your trip, your travel insurance will cover the cost.

Most important, your immediate family members who are due to travel with you (including your spouse, parents and children) also can be covered. Now, most of the global airlines are stopping swine flu suspects from flying. So, if an airline does not have a ‘failure of service’ provision, travel insurance policies should cover costs involved with cancelled or rearranged flights and accommodation.

But one thing to remember, someone who opted to travel to a particular country against advice from the Government or WHO could see their insurance policy invalidated.

Now, if you want to understand the nuances of different types of policies and its price, feel free to seek the help of InsuranceMall to select the right products based on your need. Remember, insurance is not mandatory, but the cost of not having a cover is very high.