Just picture this! The month of the July and your home and belonging have been submerged in rainy Mumbai? Yes dear, safeguarding ourselves from natural calamities like floods is important, very important.

That's why, if you live in flood-prone area, you better buy flood insurance. Though, flood insurance is not a very popular in India, but it can do magic for you in the flood times

Flood insurance gives the specific insurance coverage against property loss from flooding. Flood insurance, however, indemnifies the insured for the loss of property that occurs specifically due to overflowing water bodies or flood. This kinda insurance is specifically needed for properties situated in flood-prone areas.

What Are The Benefits of flood insurance?

• Compensation for the loss of property due to flood

• Even the personal belongings can be covered

• The loss caused due to overflowing of other water bodies, clogged storm drains, melting snow, etc. may also cover.

Excluded Items

There are some items which are not covered ion the flood insurance. Sop be careful before buying any insurance. Here is the list:

• Cash, jewelry and valuable certificates.

• Temporary housing and other living expenses, cars and other self-propelled vehicles with their parts and the loss caused to business due to interruption.

• Property like, furniture, fences, patios, hot tubs, swimming pools, trees and septic systems located outside the building.

The Premium The premium varies, depending on a variety of factors, foremost of which is the flood zone or flood plain in which your house is located. That’s why, you should consider to look every option you ca have.

And Why InsuranceMall? InsuranceMall is the leading and first online insurance broker in India. With the motto to make our customer delighted and proud about their decisions, we’re always there to help them with best possible policy. So, visit InsuranceMall and get your free quote NOW! If you would like to know more about flood insurance, feel free to contact us today at analysis@insurancemall.in