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The opinions expressed herein are my own personal opinions and do not represent my employer's view in anyway.
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Don’t Neglect Domestic Travel Insurance.

Posted on December 13, 2010 06:46 by MKJ

Travel insurance is very important whether you are traveling within the country or abroad. People becoming more aware about travel insurance especially when it comes to traveling abroad. But what about Domestic Travel Insurance? People does not give much importance to domestic travel insurance.

India is country which has great variety of historical and geographical travel destinations. You can enjoy your holidays by visiting fabulous places like Goa, Kashmir, Kerala etc. Visiting all these places comes with element of risk. That’s why buying domestic travel insurance is very important. In India places like north India cause problems in winter where place like Mumbai, Kerela are vulnerable in monsoon. Domestic travel insurance will prepared you against the risk connected with trip. Domestic travel insurance which will cover your trip anywhere within India.

           

A person on his vacation with his family waiting at Delhi airport to catch the flight. But all flights has been cancelled and delayed for 24 hours because of foggy weather condition. Now he is worried about his rest of travel plans which are in danger. He also has to payout one day extra charges for his hotel rent and expenses connected therewith. Travel insurance in these circumstances would have been more than useful.

 

Benefits of Travel Insurance

1)     Provides information about medical services & hospitals of required cities.

2)     Round the clock medical advice on telephone anywhere in India.

3)     Reimbursement of medical expenses.

4)     Daily hospitalization allowances.

5)     Loss/ Delay of Baggage.

6)     Delay or Cancellation of Trip.

7)     Personal Accident cover.

8 )     Personal Liability.

 

He was regretting the fact that he had not taken travel insurance policy which would have avoided those expenses which now he has to bear by himself. He is very upset because of expenses which have incurred and his lack of preparedness.

 

If you don’t want to see yourself in that situation then don’t just consider travel insurance when traveling abroad. Domestic Travel Insurance is as important as overseas; having a Domestic Travel Insurance will make you prepare for such eventualities and will provide you much needed peace of mind.

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