Max Bupa which is among the new entrant to the health insurance India. Though they are new entrant but they seems to have right plans for various customers needs. Max Bupa’s Heartbeat Family First certainly proves so.

In India with culture of joint families where number of family member is big and if you wish to provide insurance cover to entire family which becomes difficult. Heartbeat Family First is the new offering of Max Bupa which has a new plan is designed keeping in mind the health insurance needs of Indian families.

This is family floater insurance plan which is designed to cover anyone in your entire family. The plan which allows you includes even your father in law, mother-in-law, brother, sister and more. This plan covers up to 13 different relationships in your family.

The plan offers customers the option of choosing flexible health care plan that will take care of their extended family. They can choose a sum insured per person as well as floating amount for the entire family which can be utilized once the sum assured per person is consumed. It offers individual sum insured options ranging from Rs. 1 lac to Rs. 5 lacs and family floater sum insured options ranging from Rs. 3 lacs to Rs.15 lacs.

Premium charge in this plan will be different for each person depending upon the age and health condition. Though the premium charged by Max Bupa is higher than the other players in the industry.

 

 

Features of Heartbeat Family First.

1)      Heartbeat Family First which offers single policy for your entire family.

2)      It offers enhanced family cover and individual cover.

3)      Plan which offers maternity as well as childcare benefits.

4)      The plan which has no age bar to join in.

5)      It offer direct claim settlement.

6)      Plan provides 100% cashless cover on selected hospitals.

7)      Annual health checkups are available in this plan.

 

 

Benefits of Heartbeat Family First.

1)      Reasonable and Customary charges for Hospital accommodation are covered.

2)      Pre and post hospitalization medical expenses are covered.

3)      It offers 24*7 health line for health advice whenever you need it.

4)      It covers Day Care Procedure for period less than 24 hr in a hospital.

5)      It also pays for treatment taken at home that is Domiciliary Treatment.

6)      The newborn baby will be consider as an insured person from birth.

7)      Plan will cover your ambulance expenses to transfer the policyholder following an emergency to nearest hospital.

Max Bupa Heartbeat Family First is an ideal health insurance policy for those who are having a large extended family and wanted all of them to be covered in a single policy.  As well as for those who have very aged member in the family and having tough time to get an health insurance policy for them as well.