( www.insurancemall.in ) 

Most of us often visit the hospitals for the small problems rather than big ones. We often go to the doctor to consult about issues like allergies, running nose, cracked lips etc. Does your insurance company covers above illnesses?

How about a Health Policy which apart from major hospitalization, also provides cover for your treatment cost of small illnesses, visit to a doctor for consultation, pharmacy expenses, annual health check-ups, dental treatment etc.

Mr. Niraj Jain, www.insurancemall.in's maker and CEO of Bonsai Insurance said, Apollo Munich do offer, an unique health plan that provides benefits of covering small illnesses as well as major hospitalization expenses of customers.

Unique Facilities of Apollo’s Maxima:

1)     Plan offers 4/6/8 doctor consultations for individual and family member as per the plan which  you opted for.

2)     Plan which covers your pharmacy bills as well.

3)     Plan covers cost of diagnosis test for you and your family member which are covered.

4)     Dental treatment, Spectacles and Contact lenses are all taken care of up to a certain limit.

5)     Medicines or Doctor’s consultation for any pre-existing illnesses are covered without any waiting period.

6)    The good thing is, once you are covered under Maxima, you can renew your cover life long. So there’s no cover ceasing age.

Advantages with Apollo’s Maxima:

1)     Maxima offers 300,000 cover for in-patient treatment, pre and post hospitalisation, daycare procedures, domiciliary treatment, daily cash for choosing shared accommodation.

2)     Cashless facility over 4000 hospitals across 800 cities in case you need hospitalisation.

3)     Additional 8 critical illness cover, which is paid in lump sum in addition to any medical expenses.

4)     Maxima offers cumulative bonus of 10% for every claim free year.

5)     Individual also gets OPD Entitlement Certificates which he can use for things like Doctor Consultation, Diagnostic Tests, Pharmacy, Annual Health Check-up etc.

Maxima unlike others offer wide range of health coverage for you and your family members. It also comes with advantage of tax benefit on your premium amount under section 80D of Income Tax act.

Click here to know more about Apollo’s ‘Maxima’.