( www.insurancemall.in )

Home is the best place which makes us feel relaxed and secured at all times. Therefore it is very important to insure it against any unfavorable circumstances.

Mr Niraj Jain, Principal Officer & CEO of Bonsai Insurance, Broking firm that launched India’s first Online Portal www.insurancemall.in , said “Home is thing which is precious for every individual; therefore it must be insured with Home Insurance which will make sure you and your home are safe always”.

Home insurance policy which will safeguard one's home and its possessions due to natural or man-made disasters. Of course damage incurred by intentional means will not be covered. Home Insurance which provides wide array of coverage against earthquake, flood, war, riot and strike, fire, burglary, personal accident and so on.

The cost which insurance company pays for home insurance is determined on the basis of replacement cost of your home plus the all the contents of home. The value can differ as per the each cities market rate.

Premium rates charged by insurance companies usually differ from one to another. A rate which depends upon the different types of policies, and different degrees of coverage as you choose. In India there are number of insurance companies that provides home insurance.

Following are the names of reputed home Insurance companies and its products.

1)      Bajaj Allianz General Insurance- Easy Householders package Policy.

2)      ICICI Lombard General Insurance- Home Insurance Policy.

3)      The New India Assurance- Householders Policy.

4)      Tata AIG General Insurance- Insta Choice, Home Secure Supreme, Home Coupon.

5)      Future Generali General Insurance- Future Generali Home Suraksha.

6)      Royal Sundaram General Insurance- Home Content Online , Home Shield Online.

If you want understand more about the Home Insurance Policies and their different covers you can always take advice from insurance company orinsurance broker. .

Learn More about home insurance policy.