Why Customer Should Prevent Motor Claims as far as Possible.

1. When you make a claim you loose the benefits of no claim bonus (NCB) which you have earned over the period of insurance. 
2. Any claim on insurers which results in hike of premium, not just yours but everybody’s.
3. Insurance frauds causing big losses in insurance industry which can be reduced if you decide to avoid certain claims.
4. Avoiding claims which can save your life. Because you will be driving your car safely, not over speeding, not drinking and driving this may save your life as well as others.

How to Avoid Motor Insurance Claims.

1. Keep your car well maintained which will avoid mechanical breakdowns and accident. Make sure that your car is roadworthy.
2. If you have garage keep your car in garage that is much safer. 
3. Don’t allow other to drive a car, because if they met with an accident and if they are not named under your policy company will not pay claim.
4. Always drive carefully, don’t drink and drive, don’t touch cell phones, and don’t drive unnecessarily.
5. Use antitheft devices to avoid car being stolen. Use car alarms, steering wheel locks, tracking devices and also ensure they are working effectively.
6. Try to avoid driving at night or in early morning.
7. Try to park your car in safe area make sure your car is not obstructing view around your car.
8. Try to avoid distractions like loud music, fighting, children’s distracting your concentration or avoid calls. 
9. Don’t leave your valuables such as laptop, handbag, purse, cell phones in the car which will attract thieves.  
10. If you feeling drowsy or tired then avoid to drive a car. Drowsiness or tiredness are causing high percentages of road accident.

If you follow above tips then you can certainly avoid Motor Insurance claims. Be always alert while driving. Driving with safety and carefulness can save your money and your life.