“We are extremely sorry, but your entire checked-in luggage is lost” are one of the scariest things to hear as soon as one lands in a new country. Ensure that your travel Insurance covers loss of your luggage and valuables.
Travel Insurance or Overseas medical Insurance can cover loss for any of following
Total loss of check in baggage
Partial loss of checked in baggage
Delay of checked in baggage
Depending on the type of coverage chosen the total payable amount may change. Generally the policies available in market offer coverage of USD 500 to USD 1500 with per item or per baggage sublimit. The amount may not sound very lucrative but in difficult situations can certainly help an individual. Also Jewelry, watches, anything made of gold, silver or platinum (even partially), cameras and accessories, handheld bags are not covered.
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