Benefits:

This plan known as CAPP provides the following additional benefits in addition to basic coverage for accidental death, PTD and PPD :

Weekly Compensation:

Compensates for loss of income due to a disability caused by accident.

Broken Bones:

Fixed compensation in the event of fracture of bones due to an accident.

Modification of Residences/Vehicle:

In the event of permanent total disability, we reimburse the expenses incurred for modifying residential accommodation or own vehicle

Family Transportation Benefit Covers:

Expenses towards transportation of the family member to the location of the insured incase of accidental death/ permanent total disability

Fee for Private tuition:

Compensation towards the tuition fees if the insured is not able to attend school/college due to an accidental injury

Hospital Daily Cash:

Provides a daily allowance for hospitalization due to an accident.

Repatriation of mortal remains from the accident site to hospital, residence or cremation ground. Cost of Cremation Ceremony to perform religious ceremonies up to the time of or post-cremation.

The basic coverages under this policy are as below:

Accidental Death

In case of death of the insured due to an accident within the policy period, the nominee (mentioned in the policy) is compensated with the Sum Insured. Permanent Total Disability In the event of accidental injury, causing the insured

Permanent Total Disability

and such disability has continued for 12 consecutive months, the company will pay the insured the percentage of sum insured

Permanent Partial Disability

In the event of accidental injury, causing the insured Permanent Partial Disability and such disability has continued for 12 consecutive months, the company will pay the insured the percentage of sum insured

Age Limit:

Any person between 18 - 69 years can buy the policy. Dependent children upto 25 years of age can be covered by the policy under family option.

Please refer to the Policy Wordings for the complete coverages, exclusions and terms and conditions of the policy.

Exclusions

This policy does not provide benefits for any death, disability, expense or loss incurred in result of any Injury attributable directly or indirectly to the following:

Intentionally self-inflicted injury, suicide or any attempt threat while sane or insane.

War, invasion, act of foreign enemy, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped power, seizure, capture, arrests, restraints and detainment of all kings, princes, and people of whatsoever nation condition or quality.

Participation in naval, military or air force operations whether in the form of military exercises or war games or actual engagement with the enemy with foreign or domestic.

Loss sustained or contracted in consequence of the Insured being under the influence of alcohol or drugs unless administered on the advice of a physician.

To understand the nuances of different types of policies and its price, feel free to seek the help of InsuranceMall to select the right products based on your need. Or you can directly call them on +91-22-30503050

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