Future Generali Insurance presents the Future Health Suraksha Family which is nothing but a regular Family Floater Mediclaim Policy which offers various benefits and coverage depending upon the premium and policy coverage. This family health insurance plan from Future Generali offers the special features like the cashless settlement at the network hospitals, family floater option, renewal discounts, faster claim settlements as well as cumulative bonus for claim free years.

Features of Future Health Suraksha

a) Cashless coverage with network hospitals

b) Hospital cash for certain diseases

c) Ambulance charges covered

d) Pre hospitalization (60 days) and post hospitalization (90 days) coverage

e) After 4 years of coverage pre-existing diseases are covered

f) Coverage of certain day care procedures

g) Rs. 500 per day for the accompanying individual in hospital

h) Additional coverage of 25% for accident related hospitalization

Benefits

* Tax benefit under section 80D

* 5% renewal discount or bonus for claim free years

Exclusions

1) Pre existing conditions are not covered till 4 years of policy usage

2) No diseases will be covered in 30 days of the policy period

3) Hernia, cataract and tumors are not covered for 2 years

4) Any congenital (birth) diseases

5) Treatment for non-allopathic medicines

6) HIV, AIDS related treatment

There are 4 plans namely Basic, Silver, Gold and Platinum depending upon the geographical location of the insurer and the coverage value and options vary according to the plan chosen in the Future Health Suraksha Family

To understand the nuances of different types of policies and its price, feel free to seek the help of InsuranceMall to select the right products based on your need. Or you can directly call them on +91-22-30503050

InsuranceMall is the leading and first online insurance broker in India. With the motto to make our customer delighted and proud about their decisions, we’re always there to help them with best possible policy