In those critical moments, inspite of the severe mental traumas we should not forget to take care of the personal accident cover that we have taken. Because once the critical situation gets over the claim is the most important thing that will take care of the future cashflows. Below are given some of the steps to guide you while filing a claim.

• Immediately give notice of the accident to the insurance compan
  
• Submit the claim form with all the relevant supporting documents/ medical bills/ reports.
  
• File a First Information Report (FIR) with the local police station
  

1. In event of a fatality, in addition to the FIR and the relevant supporting documents, additional documents are also needed. 
2. Death certificate
   
3. Post-mortem report wherever applicable
   
4. Coroner's report
   
5. Inquest/ police report
   
6. Letter of probate/ will/ letter of administration/ succession certificate
   
7. Affidavit from claimant that he/ she is/ are the legal heir/ s of the deceased
   
8. No-objection affidavit from other relatives of the deceased towards payment to be made to the claimant
   

To understand the nuances of different types of policies and its price, feel free to seek the help of InsuranceMall to select the right products based on your need. Or you can directly call them on +91-22-30503050

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