Key Features

• Flexible : The product has been designed for your convenience enabling you to pick and choose the benefits best suited to you and your family. This plan can be taken in multiple units of Rs. 5 lacs up to Rs. 1 crore.

• Escalating benefits : If the policy is renewed, the sum(s) insured increases by 5% each year up to 5 years.

What are the key benefits of Tata AIG Accident Guard?

Tata AIG Accident Guard provides cover for the following:

• Accidental Death & Dismemberment
  
• Accidental Death and Dismemberment accompanied by Permanent Total Loss of Use
•  Additional benefits if Family Option is taken
  
• Education allowance : In case of Accidental Death, 10% of the principal sum insured is paid towards your children’s education benefit.
  
• Repatriation of remains : An amount up to a maximum of Rs. 5,000 will also be reimbursed for the repatriation of the insured person’s remains.
  
•  Modification allowance : In case of a Permanent Total Disability or Dismemberment, an amount up to a maximum of Rs. 1,00,000 will be reimbursed to you towards the cost of modifying your house or vehicle, to combat Disability.
  
•  Double Dismemberment benefit for children: For your children who are automatically insured, Dismemberment benefit doubles.
  
• Family transportation: When as a result of an accident, the principal insured is confined in a hospital outside 150 kms of his residence, we will reimburse the actual transportation expenses incurred by the immediate family member, to reach the insured person up to a maximum of Rs. 50,000.
  

Who should buy this insurance?

• Any person can buy for Self & Spouse - 18-65 yrs, For Children - 6 months to 18 yrs (23 yrs. in case of Higher Education)
  

What is not covered under Tata AIG Accident Guard?

The main exclusions to the policy include suicide, military service or operations, war, illegal act, bacterial infections, disease, AIDS, dangerous sports etc.

To understand the nuances of different types of policies and its price, feel free to seek the help of InsuranceMall to select the right products based on your need. Or you can directly call them on +91-22-30503050

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